We work with buyers who want to secure a home, live in it now and want to
explore all options in how, when and what type of financing they will get to
buy the home.
We work with buyers who want to move into the property now before they
complete the tedious loan application and loan processing delays.
We work with all types of buyers and situations.  Some need time to
alleviate a shortage of down payment, some need time to solve credit
issues, some just want to "try-out" the house, schools or neighborhood.
After our optionee buyers move in, they are free to work with Lenders to
get "seasoned" so they can qualify for a new loan to buy the property.  
Buyers
Dedicated
Determined
Dependable
Unique home buying programs
available for our home buyers.
We work with
Buyers who:

 Need a no hassle,
friendly
transaction

Need a quick and
flexible home
purchase

Need time to
work out credit
issues

Need a fair price

Need quick
attention

Need clear,
understandable
paperwork

Need a
guaranteed
savings program
to build up enough
down payment

Need someone
who understands
their problems
and can provide
solutions
How WE can help:

  • We have the "know how"
  • We have several properties to choose from.  We are always acquiring
    new properties and with our network of investors there is always
    something to fit your needs.
  • We have several programs to suit your individual and family needs:

  For those with credit issues or those who haven't saved enough
down payment or just want to "test-out" the neighborhood, the
schools or the house, we have an entry-level home ownership
program.

  For those that have as little as 10% down payment - but not
enough to also pay the large amounts of closing costs required
from the traditional lender, we have our instant home ownership
program.

  For those with good credit and sufficient down payment you
can immediately get a new loan and buy our home. Generally
"Under Market Value!!!"

  • We have all of the paperwork so we can close NOW and put you right
    into your new home.
  • We are problem solvers who can make your problems evaporate and
    create win/win solutions.
  • We can also customize a program to suit any special situation such as
    a lump sum payment, advance payments toward your future down
    payment and MORE!
Traditional Buying Process:

  1. Qualifying for a loan takes time.  It is not uncommon for buyers to lose the
    home they have under contract because the seller can't wait for the buyer's
    lender's delay.  With sufficient down payment our plan allows you to move in
    then take time to shop for the best loan and best rate.  
  2. The average commission of 6% to 7% of the sales price is often added to the
    sales price.  We don't charge an added commission.
  3. If the Buyer pays closing costs, they can average 3% of the sales price. On top
    of the down payment that can typically range from 3-20% down, depending
    on the loan type.  With our programs you can get into the home you want
    today, with as little as 3% down.
Why should you follow the Conventional
Loan process when you want to move now?
Selling Price
$175,000
(5% below with no
repairs)
Closing Costs
$5,092
(3% average)
Loan Origination Costs
$8,750
(5% average)
Depends on Credit
Prepaids, Insurance &
Taxes
$1,591
6 months Taxes
Final Cost to You
$190,443
(8.8% MORE)
National Averages
What is will cost you to buy your house traditionally
You DON"T
have to
continue to pay
rent any longer.
Our programs save you many of these cost.

  • We can close fast or we can fit your schedule-you can move in as soon as you
    are approved by us.
  • We can work with non-traditional credit.  We can accept any credit as long as
    the down payment meets our requirements (negotiable don't let this scare you away).
  • We offer you a fair price.
  • We can work with you on the timing of your move.
  • If you have a house you need to get rid of, we have solutions to fit those
    situations regardless of condition, situation, price or area. If your home
    qualifies, we might even be able to make a trade!
  • Either both of us are FULLY SATISFIED with the agreement or we shake hands
    and part as friends.
What WE need to
get started:

1. Completed Application

2. Copies of Identification
  • Drivers License and/or
Social Security Card

3. Copies of most recent
paycheck stubs

4. Copies of last year's
income tax returns for
purchases (owner financing)

5. Proof of Down Payment
Funds availability regardless
of source

The faster you get all of
these to us, the quicker you
can be approved and move
in!
Good, Fair
and Ugly
Credit is
OK!
Please fill out our Buyer's information form below and one of our associates will
be in contact with you shortly.
We pay referral fees!
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Desired Area to Purchase:
School District:
Desired Price Range:
Desired # of Bedrooms:
Desired # of Bathrooms:
Desired Size of Garage:
Desired Square Footage:
Desired Type of Property:
Horse Property:
Acres:
Down Payment Amount:
Desired Monthly Payments:
Desired Move in Date:
# of Pets:
Type of Pets: